Our advice and expertise help you achieve your short and long-term financial goals.
Organization
We help bring order to your financial life
Accountability
We help you follow through on your financial commitments
Objectivity
We give unbiased advice for all decisions, big and small
Proactivity
We create an action plan for you to be prepared for life transitions
Education
We provide knowledge and resources to facilitate your decisions
Partnership
We work closely with you to get a clear understanding of your needs and goals
Our investment philosophy is simple:
Diversify Through Asset Allocation
Utilize Low-cost Investments
Prioritize Tax Efficiency
We believe in the power of the markets:
Our desire is to help you continually maximize your resources by employing financial planning strategies.
We focus on what we can control – asset allocation, tax efficiency, savings or spending percentage rate, and your individual or family goals. We want to make you aware of your situation so that we can work together to make proactive decisions that will add value to your overall financial wellness. This value could be increasing your net worth, reducing your current taxes through strategic savings, paying off debt, allocating your savings to low cost investments, or maximizing your gifts to family members and charities.
We use the markets as a tool to reach your goals. We do not try to time the market. We take a long-term view of investing and make sure that the risk that you take to achieve your goals is warranted and understood. We believe that investor behavior is a key component of investing.